Beginners Guide to Budgeting

Budgeting is the key to achieving financial security and understanding budgeting is the most important step to conquering your finances. Before you dive into all that is budgeting, here are a few points to keep in mind. Be Honest: You are budgeting for your finances...

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Simple Ways to Track Your Spending

Do you know how much money you have spent today or this week? It is important to know where you are spending your money to take control of your finances. Each month starts with a promise to track every cent spent but for some reason as the days pass it becomes harder...

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Do I Need Credit Card Insurance?

Every so often I get a call from my credit card company offering credit card insurance. The purpose of insurance to protect against job loss, critical illness and disability. So, what is my answer to these offers? For me it is always a no and there is a reason I...

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