Budget

Budget

How Much to Budget for Car Insurance

How Much to Budget for Car Insurance

Car insurance is usually on the highest costs of owning a car. When purchasing a car, people are usually more concerned about car loan payments, maintenance, or gas. While these costs need to be considered, there are additional costs such as insurance. Ignoring...

Zero-Based Budgeting: Is it a waste of time?

Zero-Based Budgeting: Is it a waste of time?

What is Zero-Based Budgeting? In a nutshell, zero-based budgeting is preparing a budget from scratch, ignoring last month or last year figures and budgeting from the ground up. Zero-based budgeting is not just about budgeting, it is also about planning every expense,...

Budgeting for a Car

Budgeting for a Car

Budgeting for a car should be the first step in preparation for buying a car. It is a big decision that requires careful financial planning. For most people buying a car is not a frequent event, it probably happens every few years. Research is the key to buying a car....

4 Budgeting Mistakes You Should Avoid

4 Budgeting Mistakes You Should Avoid

Budgeting is a great tool as long as you know how to avoid budgeting mistakes. It is easy to make mistakes if you are just starting with budgeting. That’s why it is important to know what budgeting mistakes are and how to avoid them. Budgeting Mistakes   Tracking...

Effective Budgeting Tips

Effective Budgeting Tips

Here are some effective budgeting tips: Keep it Simple Budgeting doesn’t have to be complicated, start with a simple and realistic goal. Have a clear goal when budgeting and stick to that goal. Build a budget that you can realistically achieve. Use the right software...

Common Budgeting Mistakes

Common Budgeting Mistakes

Building a budget is much like laying the foundation of your financial plan. You have to make sure that the foundation is strong and well planned. With some common budgeting mistakes, your budget can quickly fall apart and this can have a cascading effect on your...

Four Pillars of Budgeting

Four Pillars of Budgeting

What are the four pillars of budgeting? One of the key aspects of personal finance is budgeting. Budgeting makes it so much easier to plan and take control of your financial situation. Budgeting requires a clear understanding of our income and expenditure. Budgeting...

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