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Car insurance is usually on the highest costs of owning a car. When purchasing a car, people are usually more concerned about car loan payments, maintenance, or gas. While these costs need to be considered, there are additional costs such as insurance. Ignoring...
What is Zero-Based Budgeting? In a nutshell, zero-based budgeting is preparing a budget from scratch, ignoring last month or last year figures and budgeting from the ground up. Zero-based budgeting is not just about budgeting, it is also about planning every expense,...
What is an RRSP? Registered Retirement Savings Plan (RRSP) is a retirement savings account. Individuals can contribute up to their contribution limit. Amounts contributed are deducted from taxable income, reducing your taxes payable for the year. So if you earned...
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