RRSP Tax Savings Calculator
See your exact tax refund for 2025 — all Canadian provinces included
🍁 2025 Canadian tax rates
What to do with your refund?
2025 RRSP contribution limit
18% of income, max $32,490
+ any unused room from prior years
The classic Canadian strategy: invest your RRSP refund straight into your TFSA. Both accounts work for you at the same time — the RRSP cuts your tax bill today, and the TFSA grows tax-free for tomorrow.
Estimated tax refund
$0
Enter your details to calculate
Your gross income$0
Income after RRSP deduction$0
RRSP contribution$0
Marginal tax rate (combined)0%
Estimated tax refund$0
Effective contribution costContribution amount$0
Minus tax refund-$0
Net cost to you$0
Enter your details above to see your personalized RRSP analysis.
Disclaimer: These are estimates based on approximate 2025 combined federal + provincial marginal tax rates. They do not account for all credits, deductions, surtaxes, or other income. Always verify with the CRA or a tax professional. Tax rates current as of early 2025.
