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Debt Payoff Planner

Compare the avalanche & snowball methods — find your debt-free date

🍁 Built for Canadian interest rates
Even $100–$200 extra/month makes a huge difference
Your debts
Add each debt — credit cards, student loans, car loans, lines of credit, etc.
Payoff method
$0Total debt
$0Min payments/mo
—Debt-free date
$0Total interest paid
Add your debts to see your payoff plan.
Disclaimer: Calculations are estimates using fixed interest rates and minimum payments. Actual payoff times may vary. This does not constitute financial advice.